Reversed burden of proof under strict conditions to exercise early repayment rights of consumer credit- the CJEU in C-326/22 – Artistic Avenues

Case C-326/22 Z arose regarding Article 16(1) of Directive 2008/48/EC on consumer credit and the right to early loan repayment, which provides consumers with a right to repay their loan early and to the costs of the loan reduced accordingly. The facts Six consumers assigned to Z their claims regarding 15 consumer credit contracts that … Read more